Payday Loan & Cash Advance Lender Reviews
Check City Online
Loans from $100 to $1500 Fees:$17/$100
No Fax: True No Employer Docs: True
Services & Website
Live Chat help available. Fees, maximum and minimum loan amount and loan APR varies by state. Call center open Mon-Friday 7AM-9PM
Apply by phone: (866)294-4672
Store Locator:
https://www.checkcity.com/StoreLocator/AllLocations.aspx
Privacy Policy
Privacy policy is easily found and the disclosure about the use of information is full and complete
Reviewed by QCNN Staff on 4/23/2009 5:17:01 PM
Rating: 5 out of 5
MyPaydayloan.com
Loans from $200 to $1000 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
Site is failrly eay to surf with info easily found, Terms and fees are easily found as well. No contact info or form to contact. I assume that is in the member area. They do seem quite flexible with the renewals and extensions.
Privacy Policy
Privacy policy is standard and basically says they offer what ever they think is useful to you. No assurance it will just be for the purpose for which the information was collected
Reviewed by QCNN Staff on 4/25/2009 4:41:47 PM
Rating: 4 out of 5
EZ PayDay Cash
Loans from $200 to $1000 Fees:$30/$100
No Fax: True No Employer Docs: True
Services & Website
Fees and APR is readily available. FAQ answers most questoions and the site is reasonably easy to surf and find info. The app actually has a field for contact by attorney for "debt relief".
Privacy Policy
Providing information means they or who they may sell your information to may call you even if on the "do not call list".
Reviewed by QCNN Staff on 4/25/2009 5:07:04 PM
Rating: 4 out of 5
Nationwide Cash
Loans from $100 to $500 Fees:$30/$100
No Fax: True No Employer Docs: True
Services & Website
Site is easily surfed and all info was easy to find.
Privacy Policy
They seem to be just using the info for the purpose provided. The disclosure is pretty straight forward.
Reviewed by QCNN Staff on 4/25/2009 5:28:52 PM
Rating: 4 out of 5
CashNetUSA
Loans from $100 to $750 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
Lots of contact information reduced rates for memebrs and referral fees paid. Service is 24/7 for contact.
Privacy Policy
Basically sell to whoever they can. Full information is provided and easily found
Reviewed by QCNN Staff on 4/19/2009 12:19:46 PM
Rating: 4 out of 5
Nationalpayday.com
Loans from $100 to $400 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
No fees for the first loan only if repaid on time!
Privacy Policy
Pretty straight forward with the information about reselling pretty easy to find. The faq gives adequate information.
Reviewed by QCNN Staff on 4/19/2009 12:38:54 PM
Rating: 4 out of 5
PayDay One
Loans from $100 to $1000 Fees:$20/$100
No Fax: True No Employer Docs: True
Services & Website
Generally the amounts that can be borrowed and the costs vary by state. Very nice site with testimonials etc. and posted contact info.
Privacy Policy
They are pretty open about selling peoples personal information to most anyone willing to pay. This info is easily found and the amount of customer services info provides some trust but...
Reviewed by QCNN Staff on 4/19/2009 2:52:23 PM
Rating: 4 out of 5
Speedy Cash / Rapid Cash
Loans from $100 to $500 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
Loans available by phone store finder and online. Easy to navigate and one of the few with real locations who have made an effort to get online customers.
Privacy Policy
Privacy policy is not real clear but it seems they do sell information to third parties where applicable by law. Not a Lawyer but that seems vague.
Reviewed by QCNN Staff on 4/27/2009 10:02:17 AM
Rating: 4 out of 5
Spotya.com
Loans from $100 to $1000 Fees:$15/$100
No Fax: True No Employer Docs: True
Services & Website
Excellent site! Lots of information and sincere.Fees and rates vary by state.
Privacy Policy
Privacy statement easily found with good disclaimer
Reviewed by QCNN Staff on 5/6/2009 2:20:46 PM
Rating: 4 out of 5
AmeriCash Advance
Loans from $100 to $1000 Fees:$20/$100
No Fax: True No Employer Docs: True
Services & Website
Site is easy to find info on fees and APR are available and easy to find. Customer service was skimpyon info but there was email.
Privacy Policy
privacy policy is complete and easily understood that they do not buy or sell personal information.
Reviewed by QCNN Staff on 4/29/2009 10:39:35 PM
Rating: 4 out of 5
Check Into Cash
Loans from $100 to $800 Fees:$15/$100
No Fax: True No Employer Docs: True
Services & Website
loan by phone option, Store finder, max rollovers is 4. Fees were in the FAQ. Loan amounts available was found in the phone loan area.
Privacy Policy
Phone or email to Opt out of information sharing. Privacy polcy easily found and understood.
Reviewed by QCNN Staff on 4/29/2009 11:24:48 PM
Rating: 4 out of 5
Cashloanby Phone
Loans from $100 to $1000 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
site is easily navigated with a phone loan service as well, oddly enough the phone number isn't posted!
Privacy Policy
Privacy policy is easily found wih the information that they do what they want ith the info
Reviewed by QCNN Staff on 4/29/2009 11:39:01 PM
Rating: 4 out of 5
Pacific Advance
Loans from $100 to $2500 Fees:$30/$100
No Fax: True No Employer Docs: True
Services & Website
To apply for a loan via phone:
877-467-3278
Pacific Advance does the telephone fulfillment online form is hosted on another site which does provide terms and fees
Privacy Policy
Privacy policy was easy to find on some pages not so well on others. The policy was outlined and dissemenation was easily determined.
Reviewed by QCNN Staff on 4/28/2009 1:36:54 PM
Rating: 4 out of 5
SonicCash.com
Loans from $100 to $1000 Fees:$22.5/$100
No Fax: True No Employer Docs: True
Services & Website
Loan amounts and APR varies by State. Site easy to navigate
Privacy Policy
Privacy Policy "We DO NOT disclose any information about you to anyone, except as permitted by law. "
Reviewed by QCNN Staff on 5/6/2009 1:56:34 PM
Rating: 4 out of 5
Advance America
Loans from $100 to $1000 Fees:$15.5/$100
No Fax: True No Employer Docs: True
Services & Website
Store Location finder with most pages easily found using the primary navigation
Privacy Policy
pdf easily determined that they do ave the right to offer products from 3rd parties.
Reviewed by QCNN Staff on 4/28/2009 2:09:17 PM
Rating: 3 out of 5
Money Loans Company
Loans from $100 to $1500 Fees:$21/$100
No Fax: True No Employer Docs: True
Services & Website
Canada-Interesting in that they have a page of suggested regulations. In the FAQ fees are listed as $25 saw $21 on another page. Loans in Ontario Only.
Privacy Policy
NONE!!!!
Reviewed by QCNN Staff on 4/27/2009 9:46:08 AM
Rating: 3 out of 5
My Online Cash Advance
Loans from $100 to $1500 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
easy to find info
Privacy Policy
"We do NOT disclose any information about you to anyone, except as permitted by law." No idea what that means
Reviewed by QCNN Staff on 4/30/2009 12:06:00 AM
Rating: 3 out of 5
Platinum Cash Advance
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
site is easy to navigate, no fees or rates posted because they use many lenders
Privacy Policy
Privacy policy easy to find and straight forward. Optout of information sharing.
Reviewed by QCNN Staff on 5/6/2009 2:10:13 PM
Rating: 3 out of 5
Urgent Cash Loan
Loans from $300 to $300 Fees:$45/$100
No Fax: True No Employer Docs: True
Services & Website
Lots of misleading information highest fees and APR seen so far
Privacy Policy
Optout privacy policy and then can do pretty much what they want with the info
Reviewed by QCNN Staff on 4/29/2009 11:46:16 PM
Rating: 3 out of 5
AeroAdvance
Loans from $50 to $300 Fees:$17/$100
No Fax: True No Employer Docs: True
Services & Website
Fess and APR are easily found and well documented by state. Pay into paypal and several other options
Privacy Policy
No privacy poicy found
Reviewed by QCNN Staff on 4/28/2009 1:45:19 PM
Rating: 3 out of 5
Personal Money Store
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Lots of not so useful information. No fees, terms or APR posted on the site.
Privacy Policy
Privacy policy is hard to find likely because it says they don't actually do loans they sell information. Even if you start a form you are deemed to have proviuded info they can do whatever they like with.
Reviewed by QCNN Staff on 4/25/2009 5:45:45 PM
Rating: 3 out of 5
200 cash
Loans from $200 to $200 Fees:$30/$100
No Fax: True No Employer Docs: True
Services & Website
Site has $19 initial application fee!
Privacy Policy
No Privacy policy
Reviewed by QCNN Staff on 4/27/2009 7:15:53 PM
Rating: 3 out of 5
Uncle Payaday.ca
Loans from $100 to $500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Canada only with a loan calculator no fees posted which is not neccessarily applicable but by law in Canada fees must be posted in a store.
Privacy Policy
Easily found and pretty straight forward about sending offers for products they believe are of interest to the borrower.
Reviewed by QCNN Staff on 4/27/2009 8:23:34 AM
Rating: 3 out of 5
Credit Loan
Loans from $100 to $1400 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Very hard to navigate with everything form mortgages to credit cards offered.
Privacy Policy
The privacy statement does say they don't sell personal information but they do provide info to 3rd parties who do.
Reviewed by QCNN Staff on 4/27/2009 10:20:08 AM
Rating: 3 out of 5
Payday Loan
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
site has no posted terms or fees. Lots a' links to get postioning on SEs but that's about all. Actually calls testimonial page reviews page.
Privacy Policy
Privacy policy is easy to understand in that they offer you whatever they want either directly or by third parties.
Reviewed by QCNN Staff on 4/27/2009 7:51:22 PM
Rating: 3 out of 5
Check 'n Go
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No fees listed but they are more or less just following th laws in the states they offer loans in the US. Phone service available
Privacy Policy
Optout or they can pretty much do whatever they like as long as it is legal. Optout form is available on privacy policy pdf.
Reviewed by QCNN Staff on 4/27/2009 9:54:16 PM
Rating: 3 out of 5
usaquickpayday.com
Loans from $300 to $1500 Fees:$25/$100
No Fax: True No Employer Docs: True
Services & Website
Not a lot of info about the srevice seems to be a debt consolidator/relief broker and they like collecting the payday users so they can call them about debt releif
Privacy Policy
Not really clear about the use of the data collected. The pre-qualifier did nothing so.. stands to reason that they are doing something with the info collected in it or why not just skip a pre-qualifier
Reviewed by QCNN Staff on 4/19/2009 1:50:13 PM
Rating: 3 out of 5
Personal Cash Advance
Loans from $200 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No fees posted likely due to this site being principally a lead seller. Other resources for loans and credit advice.
Privacy Policy
The privacy policy contains a lot of legaleze and information about how data is collected. They do sell info but are pretty clear about how. What is worth mentioning is that info seems buried near the end.
Reviewed by QCNN Staff on 4/19/2009 11:54:56 AM
Rating: 2 out of 5
Easy Online Payday Loan
Loans from $300 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No fees, no mention of lenders the pre-qualifier is not helpful!
Privacy Policy
Terribly long but once you get through all the legaleze there is a piece that tells you their privacy policy.
Reviewed by QCNN Staff on 4/19/2009 1:24:58 PM
Rating: 2 out of 5
ApexPaydayLoans.com
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
This website gained little trust as I went through it primarily because of the contact, privacy policy and the fact no terms or fees are listed anywhere!
Privacy Policy
Very little info on the privacy policy page, however, in the form it tells you that you are being put on a newsletter list that does have an optout they just don't allow you to do it from the application which is whacked!
Reviewed by QCNN Staff on 4/19/2009 2:16:19 PM
Rating: 2 out of 5
Payday Loan Affiliate
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No way to easily find the loan rates and fees for loan. Contact was by a form which did not load.Perhaps blocked by popup blocker. No FAQ or contact information.
Privacy Policy
Seemingly collects information which may or may not be sold at their discretion to a third party possibly or used for reasons other than receiving a paydy loan.
Reviewed by QCNN Staff on 4/23/2009 4:46:14 PM
Rating: 2 out of 5
Supersonic Payday
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Website is fairtly easy to find information if it's there. I figured out no posted fees reading the FAQ
Privacy Policy
Privacy policy is pretty straight forward and they do not sell to third parties
Reviewed by QCNN Staff on 4/25/2009 5:51:48 PM
Rating: 2 out of 5
Cash Store
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Loan calculator, store finder and more with good navigation. Only pickup cash at store. No contact info or loan fees and rates posted.
Privacy Policy
"YOU CANNOT OPT-OUT OF INFORMATION SHARED WITH SERVICE PROVIDER/JOINT MARKETING
COMPANIES." Share information ewith creditors. Private policy is well done.
Reviewed by QCNN Staff on 5/6/2009 2:05:13 PM
Rating: 2 out of 5
Action Payday Loans
Loans from $100 to $1000 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No contact info at all! Very lilttle other information on fees, apr or terms of service.
Privacy Policy
Privacy policy is straight forward claiming it is only given for the purpose provided but... it doesn't seem to say anything about what the third parties can do with it.
Reviewed by QCNN Staff on 4/25/2009 5:16:02 PM
Rating: 2 out of 5
Power Payday Loan
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Site easily surfed but there are no fees or terms posted. In fact there is little information that helps you if there is a problem.
Privacy Policy
Privacy policy is full of the usual legaleze to hide the fact they will prtty much do as they please with the info coillected. OPrivacy policy was easily found
Reviewed by QCNN Staff on 4/25/2009 4:49:54 PM
Rating: 2 out of 5
On Time Payday Loan
Loans from $0 to $2000 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No information other than to answer vaguely questions about the service.
Privacy Policy
No Privacy policy
Reviewed by QCNN Staff on 4/27/2009 7:28:38 PM
Rating: 2 out of 5
310 Loan
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Canada Lender- information on terms, fees and loan amounts was not easily found if at all.
Privacy Policy
Privacy policy is easily found and information is not misleading about how personal information is used only for the purpose of obtaining a loan.
Reviewed by QCNN Staff on 4/27/2009 8:42:09 AM
Rating: 2 out of 5
Big Cash Advance
Loans from $100 to $1500 Fees:$15/$100
No Fax: True No Employer Docs: True
Services & Website
Varying fees and APR. On the home page which on the FAQ they send you back to the home page. Site is aesthetically challenged
Privacy Policy
No privacy policy posted
Reviewed by QCNN Staff on 4/25/2009 6:37:54 PM
Rating: 2 out of 5
Saving Payday Loans
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No fees posted and little to no information about the service. Articles are mainly for SEO. Poor information on savings accounts because there is no mention of the need for direct deposit. All in all no prequalifiers means you could waste a lot of time here
Privacy Policy
Pretty straight forward and short. They seem toi be saying they just collect info for use in obtaining loans.
Reviewed by QCNN Staff on 4/27/2009 7:58:56 AM
Rating: 2 out of 5
Next Day Check
Loans from $100 to $500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Lots of information using keywords and links mainly this is about traffic with little concern for visitors needs. No actual fees posted but there is an APR example where the lowest is 652%!
Privacy Policy
No Privacy Policy found
Reviewed by QCNN Staff on 4/27/2009 9:02:58 AM
Rating: 2 out of 5
Cash Apply
Loans from $200 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
site is easily navigated to find information. No fees or APR posted on site
Privacy Policy
Privacy policy was easy tofind and understand
Reviewed by QCNN Staff on 4/29/2009 10:46:17 PM
Rating: 2 out of 5
Perfect Cash Advance.
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Site is easy to use and find information... if it's there.No loan amounts or fees posted but the form indicated the amounts from 300-1500
Privacy Policy
Privacy policy was easily found. Opt out and they pretty much can do what they like with te informaton collected.
Reviewed by QCNN Staff on 4/29/2009 11:31:56 PM
Rating: 2 out of 5
2 Minute Cash Advance
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Not much info
Privacy Policy
No Privacy Policy
Reviewed by QCNN Staff on 5/6/2009 2:13:31 PM
Rating: 2 out of 5
Cash Advance
Loans from $100 to $500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Information is not easily found and fees and APR are not posted. Live avatars and live help button. Beyond that not much here.
Privacy Policy
Privacy policy was buried and when clicked it returned a .NET scriptig error
Reviewed by QCNN Staff on 4/29/2009 11:56:10 PM
Rating: 2 out of 5
Horizon Cash Advance
Loans from $100 to $2000 Fees:$0/$100
No Fax: True No Employer Docs: True
Services & Website
No fees, APR or terms. Not much information on the service with all information pretty much buried.
Privacy Policy
No privacy policy
Reviewed by QCNN Staff on 4/30/2009 12:01:28 AM
Rating: 2 out of 5
Cash Advance Internet
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
site has very little info about the service
Privacy Policy
No privacyPolicy
Reviewed by QCNN Staff on 4/29/2009 10:15:53 PM
Rating: 1 out of 5
Advance Cash Fast
Loans from $100 to $500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
no information about service, fees or APR
Privacy Policy
No privacy ppolicy posted
Reviewed by QCNN Staff on 4/29/2009 11:49:48 PM
Rating: 1 out of 5
Money Now Usa
Loans from $100 to $500 Fees:$0/$100
No Fax: True No Employer Docs: True
Services & Website
Too many products finding terms and fees was hard to impossible still not sure if I'm correct in thinking they are not posted. Application form was awkward and moving between secure and non secure areas.
Privacy Policy
opt out of providers information ditribution
Reviewed by QCNN Staff on 4/28/2009 1:55:07 PM
Rating: 1 out of 5
Trust Cash Advances
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
no inforation on terms, APR or fees.No contact information. Is actually forwrding apps to another site.
Privacy Policy
No privacy policy
Reviewed by QCNN Staff on 4/29/2009 10:12:19 PM
Rating: 1 out of 5
Loan Till Payday
Loans from $200 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No contact info not even a form! Info on fees is misleading saying app is free and you can disagree to terms, which, is no info at all.
Privacy Policy
"Information We Disclose About You:
We do not disclose any information about you to anyone." Yet the form is very much like a well known lead aggregator who sell leads to many lenders.
Reviewed by QCNN Staff on 4/27/2009 8:55:15 AM
Rating: 1 out of 5
Assured Cash Advances
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Not much to say just like the site!
Privacy Policy
No Privacy Policy
Reviewed by QCNN Staff on 4/28/2009 1:27:18 PM
Rating: 1 out of 5
Cash Net 500
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Not a lender?
Privacy Policy
No privacy policy
Reviewed by QCNN Staff on 4/29/2009 11:58:06 PM
Rating: 1 out of 5
Online Loan Resources
Loans from $0 to $1000 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
This looks like a site using scare tactics to promote other lenders. It's seemingly just a traffic generator with little value
Privacy Policy
No Privacy policy on their site! Yet we are to trust the lenders they recommend?
Not! This looks like a site using scare tactics to promote other slenders.
Reviewed by QCNN Staff on 4/27/2009 7:24:04 PM
Rating: 1 out of 5
Payday Loans Provider
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No information about the services, apr or fees.
Privacy Policy
Easily found and very straight forward they reserve the right to provide to others or use your information for their and others products.
Reviewed by QCNN Staff on 4/27/2009 7:58:52 PM
Rating: 1 out of 5
Priority Payday Loans
Loans from $0 to $0 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Site was miserable to navigate with no or little info about the service, terms or fees
Privacy Policy
Very legal looking document but in the end the fine print says they'll do whatever they like with your personal information once they have it.
Reviewed by QCNN Staff on 4/27/2009 7:06:21 PM
Rating: 1 out of 5
Payday Loans Mania
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
No Privacy Policy posted on the site. Very little info about anything including no contact info at all.
Privacy Policy
No Privacy policy posted
Reviewed by QCNN Staff on 4/25/2009 4:30:33 PM
Rating: 1 out of 5
Allstar Payday Loan
Loans from $100 to $1500 Fees:No Fees or APR Posted
No Fax: True No Employer Docs: True
Services & Website
Little information on terms privacy or fees are found. This site is totally about getting traffic.
Privacy Policy
No privacy policy at all!
Reviewed by QCNN Staff on 4/27/2009 8:09:47 AM
Rating: 1 out of 5
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