What is a cash advance?
A cash advance (also
called a Payday Loan) gives you emergency cash when you need it. Just complete
our online application, there are normally no documents to fax. Just complete
your application, speak to one of our loan agents and your cash could be in your
bank account, usually the next business day!
Can
I qualify?
Qualifying is easy and you don't need to worry about your
credit. You can qualify if you:
Currently have a job
Make at least $1200
per month
Are 18 years of age or older and a U.S. citizen
Have a bank
account with direct deposit of your paycheck
Other requirements may apply
Even bankruptcy, bounced checks, charge-offs and other credit hassles don't
prevent you from getting the cash advance you need!
Return
to FAQ questions
Do I need to Fax any Documents?
NO! We usually do
not require you to ever fax us with the exception of self employed loans. We will not embarrass you by faxing
documents that others might see. Your application is online, and we verify your
data over the phone. We email your copies of loan documents to the address you
provide, so you have them for your records. No need to fax us anything in most
cases.
Return
to FAQ questions
How much can I qualify for?
How much you qualify for
depends on a number of factors. To see how much you can qualify for, simply
complete our online application, speak with a loan agent and your cash is on the
way, usually the next business day!
And don't worry, any credit type can qualify, even bankruptcy, charge-offs
and bounced checks!
Return
to FAQ questions
What
does it cost?
Your fees are less than the cost of not having the cash
you need when you need it - overdraft fees, bounced check charges, taxes, even
losing your job because you can't get to work! Actual fees are determined based
on the information you provide when you submit your loan application. Cash
advance loans are designed for emergency situations when you are short of cash
and need money fast. Family emergencies, unexpected repairs, overdrafts,
telephone reconnection and security deposits are just some of the urgent cash
needs our customers have experienced.
Your cash can often be sent to your bank account the very next business day
and you don't repay until your next paycheck!
Return
to FAQ questions
When do
I get my money?
Usually by the next business day if submitted before three EST, otherwise it
may take an additional business day.
Return
to FAQ questions
When
do I repay?
Your repayment is the best part. The minimum required payment
is the processing charge which is due on your next pay date. You have the option
to pay only the processing fee or to pay the fee and the principal in full. You
get cash when you need it most and repay when you have it!
Still a little short on payday? No problem! You can extend your principal
repayment by going to your lender at any time up to 2 business days
before your due date. You can change your mind as often as you wish. If you
need to make a last-minute change just call the lebder at least one business day before your due date.
Return
to FAQ questions
I Have Received My Funds
I'm a little low on funds. Can I get an
extension?
The best practice is to contact the lender before the loan is
due
If you extend the loan, additional fees will apply, but you will be able
to repay your cash advance from future paychecks.
Return
to FAQ questions
|
