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Payday Loans & Cash Advances

Payday Loans and Cash Advances Frequently Asked Questions

I've never had an on-line cash advance

What is a cash advance?
Can I qualify?
Do I need to Fax any documents?
How much can I qualify for?
What does it cost?
When do I get my money?
When do I repay?

I Have Received My Funds

I'm a little low on funds, can I get an extension?
 

What is a cash advance?
  A cash advance (also called a Payday Loan) gives you emergency cash when you need it. Just complete our online application, there are normally no documents to fax. Just complete your application, speak to one of our loan agents and your cash could be in your bank account, usually the next business day!

Can I qualify?
Qualifying is easy and you don't need to worry about your credit. You can qualify if you:
Currently have a job
Make at least $1200 per month
Are 18 years of age or older and a U.S. citizen
Have a bank account with direct deposit of your paycheck
Other requirements may apply
Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!

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Do I need to Fax any Documents?
NO! We usually do not require you to ever fax us with the exception of self employed loans. We will not embarrass you by faxing documents that others might see. Your application is online, and we verify your data over the phone. We email your copies of loan documents to the address you provide, so you have them for your records. No need to fax us anything in most cases.

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How much can I qualify for?
How much you qualify for depends on a number of factors. To see how much you can qualify for, simply complete our online application, speak with a loan agent and your cash is on the way, usually the next business day!

And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

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What does it cost?
Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees are determined based on the information you provide when you submit your loan application. Cash advance loans are designed for emergency situations when you are short of cash and need money fast. Family emergencies, unexpected repairs, overdrafts, telephone reconnection and security deposits are just some of the urgent cash needs our customers have experienced.

Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck!

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When do I get my money?

Usually by the next business day if submitted before three EST, otherwise it may take an additional business day.

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When do I repay?
Your repayment is the best part. The minimum required payment is the processing charge which is due on your next pay date. You have the option to pay only the processing fee or to pay the fee and the principal in full. You get cash when you need it most and repay when you have it!

Still a little short on payday? No problem! You can extend your principal repayment by going to your lender at any time up to 2 business days before your due date. You can change your mind as often as you wish. If you need to make a last-minute change just call the lebder at least one business day before your due date.

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I Have Received My Funds

I'm a little low on funds. Can I get an extension?
The best practice is to contact the lender before the loan is due
If you extend the loan, additional fees will apply, but you will be able to repay your cash advance from future paychecks.
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